Introduction
In a country where medical costs often become a financial burden, the Deen Dayal Swasthya Seva Yojana (DDSSY) stands out as a government initiative offering financial relief and access to quality healthcare for Goan residents.
This scheme provides a Deen Dayal Health Card, which enables families to avail cashless treatment at empaneled hospitals, including both government and private sectors.
In this blog, we’ll break down everything you need to know—from what the card is, to how to apply and where you can use it.
What is the Deen Dayal Swasthya Seva Yojana (DDSSY)?
Launched by the Government of Goa, DDSSY is a universal health insurance scheme for all Goan families, irrespective of income. It ensures medical coverage of up to ₹4 lakhs per year per family, depending on the family size and structure.
The health card is issued annually and must be renewed each year.
Key Features of the Deen Dayal Health Card
- Eligibility: Any person who has been a resident of Goa for at least five years.
- Coverage:
- ₹2.5 lakhs for families up to 3 members
- ₹4 lakhs for families of 4 or more members
- Cashless Treatment at empaneled hospitals
- No Income Criteria—open to all residents
- Wide Network of government and private hospitals in and outside Goa
Who is Eligible?
To avail the DDSSY health card, you must:
- Be a resident of Goa for a minimum of 5 years
- Have a valid residential proof (ration card, electricity bill, Aadhaar)
- Provide family members' Aadhaar details and photographs
How to Apply for the Deen Dayal Health Card?
You can apply both online and offline. Here's a simple step-by-step guide:
Online Application Process
- Visit the official website: https://goaonline.gov.in
- Sign up or log in with your credentials
- Choose the service “DDSSY – Apply for Health Card”
- Upload required documents:
- Proof of residence
- Aadhaar card
- Passport-size photos of family members
- Pay the required fees online
- Submit and track your application status online
Offline Application
- Visit any DDSSY enrollment center or kiosk
- Fill out the form and submit documents
- Pay the nominal registration fee
- Collect your card on the notified date
List of Empaneled Hospitals
The card can be used at various hospitals across Goa and some outside the state as well.
To check the latest list of empaneled hospitals, visit: 👉 DDSSY Empaneled Hospitals List
Renewal Process for DDSSY Health Card
- Renew your card annually
- Use the same online portal or visit the DDSSY counter
- Update member info if needed (in case of birth/death)
- Pay renewal fees based on family size
Common Services Covered
- General Surgery
- Orthopedics
- Gynecology & Maternity Care
- Pediatrics
- Cardiology
- Oncology (Cancer treatment)
- Dialysis & Renal Care
- ICU and emergency services
Who Should Definitely Apply?
- Families with elderly or chronically ill members
- Working-class families without corporate insurance
- Anyone seeking affordable and accessible emergency care
- Students, homemakers, freelancers, and small business owners
FAQs about Deen Dayal Health Card
1. Can I use the card outside Goa?
Yes, but only at empaneled hospitals outside the state that are part of the DDSSY network.
2. Is this card valid for pre-existing diseases?
Yes, the scheme covers pre-existing conditions without waiting periods.
3. Can I add new family members later?
Yes, you can update details during annual renewal or with proper documentation.
4. What is the fee structure?
₹200 for families of 3 or fewer members, ₹300 for families of 4 or more.
5. Is there a mobile app?
Currently, services are offered through the official Goa Online portal.
Conclusion
Healthcare should be a right, not a luxury. With the Deen Dayal Health Card, Goan families can breathe easier knowing that financial stress won't block their access to quality treatment.
Whether you're dealing with chronic illness, preparing for unexpected emergencies, or simply want to safeguard your family's future—this card is a must-have.
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